International Card Fee Calculator
Calculate cross-border and foreign transaction fees.
International and cross-border card transactions typically cost 1–2% more than domestic. Stripe charges 3.9%+$0.30 for non-US cards. Currency conversion adds another layer. This calculator helps you estimate total fees when selling to international customers so you can price or absorb costs appropriately.
Inputs
Results
Base fee (2.9%+$0.30): $4.65
Cross-border add-on: $1.50
Total fee: $6.15
Net received: $143.85
Insights
Formula
Base = 2.9% + $0.30 (Stripe domestic) Cross-border = amount * addon% Total = Base + Cross-border
Input Definitions
What does each input mean?
- Transaction amount
- Dollar value of the sale when the customer pays with a non-domestic card.
- Cross-border add-on %
- Additional percentage charged by processors for international/cross-border transactions. Stripe adds ~1% for non-US cards.
Related Calculators
Before You Accept International Payments, Know the Real Cost
Accepting cards from international customers adds fees that most business owners underestimate: currency conversion charges, international processing surcharges, and sometimes cross-border assessment fees that stack on top of each other. This calculator helps you understand what a sale to a customer in another country actually nets you — so you can decide whether international pricing, localized gateways, or fee pass-through makes sense for your business.
It’s particularly useful for e-commerce stores or SaaS companies expanding globally for the first time, digital product sellers with international audiences, and any business trying to decide whether to list prices in local currencies. Run your actual international transaction volume through this before building your global pricing strategy.