Stripe Fee Calculator
Calculate total Stripe fees, effective rate, net proceeds, and refund impact. Flagship calculator with industry presets and multi-currency.
Understanding your true payment processing costs is essential for pricing and profitability. Stripe charges 2.9% + $0.30 per successful domestic card charge in the US; international cards cost 3.9% + $0.30. Refunds do not return the original processing fee.
Inputs
Results
Net Proceeds (per transaction)
Type a desired net amount here to reverse-calculate the required gross charge.
Fee per transaction
$3.20
Effective rate
3.20%
Monthly fees
$272
Refund impact (est.)
~$17/mo
Effective Rate by Transaction Size
Fee vs Net breakdown
Insights
Formula
Show formula
// Stripe US: 2.9% + $0.30 domestic; 3.9% + $0.30 international feeDomestic = amount * 0.029 + 0.30; feeInternational = amount * 0.039 + 0.30; blendedFee = feeDomestic * (domesticPct/100) + feeInternational * (1 - domesticPct/100); effectiveRate = blendedFee / amount; netProceeds = amount - blendedFee;
Input Definitions
What does each input mean?
- Transaction amount
- Average charge per transaction. Use your typical order value to estimate fees accurately.
- Monthly volume
- Your total monthly sales in USD. Used to estimate monthly fees and refund impact.
- Domestic card %
- Share of cards issued in your country. Domestic cards cost 2.9%+$0.30; international cards cost 3.9%+$0.30.
- Refund rate
- Percentage of sales that get refunded. Stripe does not return processing fees on refunded transactions. Typical e-commerce: 2-3%.
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Why Sellers and SaaS Founders Rely on This Calculator
Every time a customer pays you through Stripe, a portion disappears before it hits your bank. For high-volume businesses, that gap between gross revenue and net proceeds is the difference between a profitable month and a tight one. This calculator lets you see exactly how much Stripe takes on any transaction size — so you can price your products to cover fees without guessing, and understand the true cost of your payment stack.
It's especially useful when you're deciding how to structure pricing tiers, weighing Stripe against other processors, or trying to figure out why your payout amounts never seem to match your sales dashboard. Enter your average order value, monthly volume, and card mix, and you immediately see both the per-transaction cost and what your fees compound to across the month.